The D1 dealership mission is to provide high quality, mid-priced, fully reconditioned used vehicles with an easy, No Credit Check, in-house financing process and outstanding customer service.
Our qualification and approval process is quick, easy and completely hassle free. All aspects of our D1 no credit check auto sales are taken care of right at our dealerships. Your job is your credit!
That means we don't pull credit when you get a car loan. Because every situation is unique, we use a proprietary in-house finance form that allows us to structure financing to accommodate many different scenarios. This allows you to purchase a vehicle that you deserve at a price you can afford!
At our no credit check dealerships in Denver, we approve applicants in the west and south suburbs of Lakewood, Littleton, Highlands Ranch, Golden, and Centennial area from our Lakewood lot, and in the east and northern suburbs from our Thornton location without checking their credit.
The majority of our approval process is dependent upon verification of our customers’ income and expenses. Based on that we work together to structure a payment plan that fits your financial situation and budget.
If you need a bad credit auto loan in the Denver area then you have found the right place.
To calculate your no credit check auto loan amount, we take into account your income from all sources and deduct your fixed and variable expenses, such as monthly rent, mortgage, utilities, child support, alimony, food, child care.
Another consideration is the amount that you have for a down payment. We have certified used vehicles for as little as $500 down day one and payments beginning at $250 per month. We will work with you on down payment options to get you a vehicle today.
Traditionally the type of inventory that most Buy Here Pay Here car lots stock are late model vehicles with high mileage. Every vehicle we sell undergoes a comprehensive 52-point inspection, we stand by our D1 certified pre-owned vehicles with our 90-Day/3,000 mile Limited Warranty.
By the time D1 Auto Credit customers drive off the car lot they feel safe and secure knowing that they can count on us for all of their auto-related questions, concerns or issues.
Included with the purchase of every D1 certified used vehicle is our warranty and a low cost service plan from our in-house service facility.
Our friendly staff insures that purchasing a D1 Vehicle is relaxing and stress free. We work with each customer on an individual basis and take the time to make sure that they understand every aspect of buying from our Lakewood and Thornton dealerships, as well as all the benefits that come with it.
Our sales team will walk you through D1 Auto Credit’s simple no credit check car loan process. You can start your application now and get pre-qualified today.
Remember, we offer loans to people who simply cannot find financing elsewhere. Please call us at our Lakewood lot (303) 274-7692 or our Thornton lot (303) 287-5511. You are always welcome to come in to browse our vehicles. We are open 6 days a week.
Welcome to D1 Auto Credit: Your Trusted Used Car Dealership in Lakewood and Thornton, Colorado
Are you in the market for a reliable used vehicle, but worried about your credit history? Look no further than D1 Auto Credit, your go-to buy here pay here (BHPH) dealership in Lakewood and Thornton, Colorado. We understand that life can throw unexpected financial challenges your way, making it tough to secure traditional auto financing. That's why we specialize in providing financing solutions for individuals with bad credit, no credit, or new credit.
Two Convenient Locations to Serve You
At D1 Auto Credit, we have two convenient locations to better serve our valued customers:
10890 W. Colfax Ave., Lakewood, CO 80215
8595 Washington St., Thornton, CO 80229
Whether you're in Lakewood or Thornton, our friendly and knowledgeable team is ready to assist you in finding the perfect vehicle that suits your needs and budget. We take pride in catering to the following areas:
Applewood, CO
Arvada, CO
Aurora, CO
Brighton, CO
Broomfield, CO
Columbine, CO
Commerce City, CO
Denver, CO
Englewood, CO
Federal Heights, CO
Golden, CO
Greenwood Village, CO
Ken Caryl, CO
Lafayette, CO
Lakewood, CO
Littleton, CO
Louisville, CO
Northglenn, CO
Sherrelwood, CO
Southglenn, CO
Superior, CO
Thornton, CO
Welby, CO
Westminster, CO
Wheat Ridge, CO
Financing Solutions for All Credit Types
At D1 Auto Credit, we believe that everyone deserves a second chance. We specialize in BHPH financing, which means you can buy your vehicle and make payments right here at our dealership. Our experienced finance team is committed to helping you secure the financing you need, regardless of your credit history. We offer:
Bad Credit Financing: Don't let a less-than-perfect credit score hold you back. We work with individuals who have faced financial challenges in the past.
No Credit Financing: If you're a first-time buyer or have yet to establish credit, we can help you get started on the path to building your credit.
New Credit Financing: Building credit can be challenging, but we're here to assist you in establishing a positive credit history.
Guaranteed Approval: We understand that life is unpredictable. That's why we offer guaranteed approval, so you can drive away in the vehicle you need.
Quality Inspected Vehicles for Sale
At D1 Auto Credit, we take pride in offering a wide selection of quality inspected vehicles for sale. Our inventory includes:
Cars: From fuel-efficient compacts to stylish sedans, we have a variety of cars to choose from to suit your lifestyle.
Trucks: If you need a reliable pickup for work or recreation, we have trucks that are up to the task.
SUVs: Explore our SUV options for spacious interiors and versatility for all your adventures.
Pickups: Our pickup trucks are ready to tackle tough jobs while providing comfort and reliability.
Sedans: Find the perfect sedan for your daily commute or family needs in our inventory.
Autos: Our selection includes a range of vehicles to cater to your specific preferences.
Vehicles: With a diverse inventory, you're sure to find the vehicle that matches your needs and budget.
Why Choose D1 Auto Credit?
Hassle-Free Financing: Our in-house financing makes it easy to get approved and drive away in your dream vehicle.
Quality Inspected Vehicles: Every vehicle in our inventory undergoes a thorough inspection to ensure it meets our high standards.
Experienced Team: Our friendly and experienced team is dedicated to providing exceptional customer service.
Community-Focused: We take pride in serving the local communities in Lakewood, Thornton, and the surrounding areas.
Flexible Payment Options: We offer flexible payment plans to accommodate your financial situation.
Don't let past credit challenges stand in your way of owning a reliable vehicle. Visit D1 Auto Credit today at one of our convenient locations in Lakewood or Thornton, Colorado, and let us help you find the perfect car, truck, SUV, or pickup. Experience the difference of working with a dealership that's committed to your satisfaction.
At D1 Auto Credit, we believe in second chances and helping you get back on the road to success. Contact us or visit us today to get started on your journey toward affordable and reliable transportation.
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